Voluntary Short-Term Disability Insurance
Suffering a disability is never fun – especially because even when the paychecks stop, the bills keep coming. Our short-term disability insurance through NY Life helps financially protect you and your family when faced with a short-term disability.
Voluntary Long-Term Disability Insurance
This benefit can help protect you financially should you ever need to recover from an illness or disabling injury for a long period of time. After a waiting period, our long-term disability insurance through NY Life provides income protection to age 65 with a reduced benefit duration after age 65, monthly payments to you, and the option to spend the benefit as you see fit.
Voluntary Life Insurance
What would happen to your loved ones if you died tomorrow? With our voluntary life insurance through NY Life, you can rest easy knowing your loved ones will be financially protected in the event of your death. This life insurance policy provides income protection to help your family cover your lost future wages, a lump-sum payment made to your beneficiaries, and the option to spend the benefit however your loved ones see fit. Depending on the type and amount of coverage you select, you may need to provide evidence of insurability
Critical Illness Insurance
Again, we wish you eternal good health. But, life happens, and that can sometimes include illness. This benefit, through Voya, helps protect you financially should you be diagnosed with a critical illness. If you are diagnosed with a covered critical illness, you’ll be paid cash benefits and can use that money to cover your out of pocket costs however you see fit. These benefits are also available for your spouse and/or child(ren).
Accident Insurance
Accidents happen, but just because your body takes a hit that doesn’t mean your wallet should! Our accident insurance through Voya helps financially protect you and your dependents when unexpected accidents occur by providing gap protection to cover out-of-pocket expenses due to unforeseen events, a lump-sum payment made directly to you, and the option to spend the benefit as you see fit, whether that’s on medical equipment, daily expenses, bills, or caregiving assistance.
Hospital Indemnity Insurance
An unexpected hospital stay can really take a financial toll. Our hospital indemnity insurance through Voya helps reduce the financial impact on you and your dependents when unexpected health-related events occur by providing income and gap protection to cover out-of-pocket expenses and lost wages, a lump-sum payment made directly to you, and the option to spend the benefit as you see fit, whether that’s on medical equipment, daily expenses, bills, or caregiving assistance.
Accidental Death & Dismemberment Insurance
If you pass away or are seriously injured as a result of a covered accident or injury, you or your beneficiaries will receive a set amount to help pay for unexpected expenses, or to help your loved ones pay for future expenses after you’re gone. This benefit is provided through NY Life and you can elect coverage for yourself, plus your spouse and/or your child(ren).
Want to enroll in any of these voluntary benefits or have more questions?
Like your medical, dental, and vision insurance benefits, you have 14 days from the actual start date of your contract to make voluntary benefits elections. If you elect one of these benefits, coverage begins retroactively on the actual start date of your assignment.
Contact your recruiter to enroll in voluntary benefits or if you have more questions!